What Are Social Security Disability Benefits?
Social Security Disability Insurance is a federally established insurance program from the US government, which is funded through payroll taxation.
The qualification and distribution is managed and monitored by Social Security Administration. It has been designed to deliver a supplement to income for people suffering from a physical or mental disability which restricts their ability to gain or retain employment.
Who Is Eligible To Receive Social Security Disability Benefits?
If you or a loved one have worked 5 of the past 10 years and are suffering from a disability, you may be qualified to receive monetary benefits from the Social Security Administration or from your local Social Security office.
These benefits are referred to as Social Security disability benefits (SSDI). Depending on the situation, these disability benefits may be granted to you and/or your dependents.
How Does Social Security Define "Disability?"
Under Social Security, disability is based on one's inability to work. One is considered disabled if he/she cannot perform the work that s/he could before, and if he/she cannot adjust to other types of work because of her/his medical condition(s).
To qualify for Social Security disability benefits, one's disability must either last, or be expected to last, for at least a year or to result in death.